Finding the right level of insurance cover is important when you’re thinking about retirement. If retirement’s coming up on your horizon, the impact of COVID-19 (coronavirus) may have thrown a warehouse-sized rack of spanners in your planning. It makes sense to concentrate on things you can control, such as insurance. Too-high premiums can chew away […]
Monthly Archives: May 2020
A changing world of work holds old challenges and new opportunities for women The coronavirus (COVID-19) pandemic is affecting us all, but women have particular trends to consider. Women already face a number of financial challenges, including 28% less super at retirement1;. COVID-19 and the effect of policy responses may widen existing gender financial inequities. With […]
By Tom Stevenson, an investment director at Fidelity International. A new world Jim Callaghan, an under-rated Prime Minister, put it best just before the 1979 General Election. ‘You know there are times, perhaps once every thirty years, when there is a sea-change in politics. It then does not matter what you say or what you […]
In his book The Little Book of Common Sense Investing, Vanguard founder Jack Bogle included a very apt quote from Warren Buffet on the matter of market timing. And that is, “for investors as a whole, returns decrease as motion increases”. In recent times, this seems to be more pertinent than ever. ASIC last week published […]
There’s an old saying, to only focus on the things in life that you can control. But that adage has been well and truly stress tested on just about every level over the past few months because of the uncontrollable events stemming from the COVID-19 pandemic. On an investment portfolio management level particularly, it’s been […]
As the curve continues to flatten and as states around Australia begin to ease lockdown restrictions, many might be wondering what life will look like “on the other side” of the COVID-19 crisis. Restarting economies after they have been in hibernation will surely be no small feat for governments and it will take a coordinated […]
By guest author, Emily Connell Gronholt, Nutritional Medicine Practitioner Sleep – one of the most naturally powerful performance enhancers to humankind. But why do so many of us struggle with getting restful sleep? Many of us have a ‘love/hate’ relationship with sleep. Undeniably, getting under those fluffy doona covers on a crisp autumn night, after […]
Life’s busier than ever for small business owners. Scammers hope you’re too busy to check what they’re saying so you’ll hand over your personal or financial information. While the ATO is supporting you through the COVID-19 (coronavirus) environment, scammers are trying to steal your money or identity while you’re most vulnerable. Look out for these […]
How compound interest works Compound interest is the interest you get on: the money you initially deposited, called the principal the interest you’ve already earned For example, if you have a savings account, you’ll earn interest on your initial savings and on the interest you’ve already earned. You get interest on your interest. This is different […]
How much you need for a house deposit A great savings goal for a house deposit is: 20% of the purchase price of the house plus enough to cover the costs of buying a house Some lenders only require a 5% deposit. But a smaller deposit means a bigger loan and you’ll have to pay for lenders […]
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