Monthly Archives: April 2020

How early super withdrawals add up

The coronavirus pandemic is having profound effects on Australian families, communities, businesses, the financial markets and the global economy. Many people have lost their jobs and there is much uncertainty around the depth and duration of the current crisis. Governments and policymakers across the globe have announced unprecedented fiscal and monetary packages to provide some […]

Financial Adviser and Accountant: What’s the Difference?

  When you are looking for professional advice on anything to do with money, knowing who to turn to can be challenging. Should you contact an accountant or a financial adviser or both? The two fields are vastly different in how they can help you.  What does a financial adviser do? Financial advisers (also known […]

Managing debt if you’re cash-strapped during COVID-19

Facing cash flow issues and falling behind on repayments as a result of COVID-19? There are ways to manage debt during a crisis to help stay financially secure for the future. We don’t need to tell you these are challenging times. The Federal Government estimates that around 6 million workers1 will receive financial assistance in the coming months, having lost all or […]

Food for thought! Relieving stress using food

Stress, feelings of overwhelm, worry and fear are all normal and understandable reactions as we face the uncertainty of the COVID-19 pandemic.  We are in extraordinary times, and therefore extraordinary measures need to be taken when it comes to managing stress.  One of the best interventions to combat stress is to nourish your body with […]

5 things to think about if you are considering accessing your super early

As part of its COVID-19 coronavirus economic response, the Federal Government is allowing eligible Australians to access some of their superannuation early. If you’re eligible, you can access up to $10,000 of your super between 20 April 2020 and by 30 June 2020 and up to a further $10,000 from 1 July 2020 until 24 September […]

How investment market volatility could affect your super

You may hear about investment market volatility and think it has nothing to do with you, especially if you don’t own any investments, such as shares. So, it may surprise you to learn that most working Australians are investors in the share market through their super. In fact, Australia’s super funds are one of the […]

Don’t fall for dividend yield traps

Australian shareholders are set to reap around $27.5 billion in interim company dividends over the next two months, courtesy of the latest corporate earnings season. Those dividend flows will be very welcome to many investors during some of the most volatile market trading conditions on record, and following another cut to official interest rates last […]

Ride the market to recovery

Severe market downturns feel anything but fair. In many ways the biggest risk facing investors now is the impulse to take action and to make hasty, short-term decisions based on emotional factors rather than accepting where we are today and riding things out. The loss of market value that seemingly evaporates overnight is deeply unsettling […]